This blog is the second in a series that will walk you through some of the most important reasons to consider in beginning your estate planning today.  If you are considering marriage or are engaged to be married you may want to look into the pros and cons of a pre-nuptial agreement.  Not everyone will need a prenup,  but there are some individuals that perhaps should explore it.  Without doing so, you will not know if you should have had one until you find the “happily ever after” isn’t quite what you thought.   Prenups protect not only your wealth but also protects you from debts acquired before your marriage.

Below are a few areas of consideration.  Further conversations should be held with your estate planning attorney.  If you don’t have one, please contact me for a list of referrals at


·         Are you due to inherit from a family member?

·         Have you acquired substantial wealth in your 401(k) or comparable retirement plan?

·         Are you currently a beneficiary of a trust or a retirement plan?

·         Do you or your family own a business?

·         Does your future spouse have a lot of debt?

·         Is this a second marriage?

There are a great deal of additional factors that go into whether or not you will need a prenup.  Start the conversation today, so your future and estate plan remain financially sound.


Diane E. Guimond
Wealth Advisor